Borrow · Senior Living
Senior Living
Transition Financing
If you or a loved one are exploring senior living options and need a trusted financial guide, our Senior Financing Specialist is here to make the transition smooth and worry-free.
Financing Options
The Right Path for
Every Timeline
Whether a move is years away or already in motion, there's a financing structure to fit it.
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Home Equity Line of Credit
Tap the equity already built up in the home to cover community deposits, renovations to age in place, or ongoing costs — draw only what's needed, when it's needed.
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Bridge Loan
For families moving into senior living before the current home sells. A bridge loan closes the funding gap so a community deposit deadline never gets in the way.
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Reverse Mortgage (HECM)
When the home is the primary asset funding the transition, a Home Equity Conversion Mortgage can convert equity into usable funds without a monthly mortgage payment.
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Home Loan for Downsizing
Selling the family home to purchase something smaller or closer to family? Our home loan team can structure financing around the move.
Why Laura
Solutions With Expertise
and Compassion
Senior Living Specialist
With extensive experience in senior living financing, Laura is a go-to expert with a wide array of solutions tailored to this unique stage of life.
Personalized Approach
Laura understands the unique financial challenges seniors face. She works closely with families to build solutions that fit their specific goals and financial well-being.
Family-Centered Guidance
Adult children, spouses, and power of attorney are welcomed into every conversation — these decisions are rarely made alone, and Laura treats them that way.
Banking Strength
As part of Liberty Savings Bank, Laura can leverage the bank's full resources and offerings to provide comprehensive, locally-decisioned financial solutions.
Meet Your Specialist
Laura Gray
Senior Financing Specialist
NMLS# 326032
Schedule a Meeting
Discuss financing for your transition to senior living — in person at any branch, or by video call. Thirty minutes, no obligation.
Book a Time with Laura“I wanted to thank you and your team for all your help with the HELOC loan for our parents… The guidance you provided us all along the way was reassuring and made the entire process so much easier.”
Bob & Greg
Liberty Savings Bank Customers
More Ways We Can Help
Home Equity Line of Credit
Access the equity you've built to fund a transition, renovations, or major expenses.
Learn moreMortgages
Buying a smaller home or moving closer to family? Explore fixed, adjustable, and jumbo loan options.
Learn moreRefinancing
Lower your rate or change your term to free up monthly cash flow before a transition.
Learn moreReady to talk about your transition?
Take the free assessment to find your funding path, or reach out to Laura directly — we're here to help.